{
  "artifact_type": "RELIANCE_DECISION_RECORD",
  "artifact_version": "1.0.0",
  "system": "immo.quick Serverless Edition",
  "standard": "SCP-1.0 · RFC-0509 compatible",
  "issued_by": "r.cherri@immoquick.eu",
  "attestation_mode": "HMAC_SHA256_MERKLE_CHAIN",
  "admissibility_note": "Cryptographically attested artifact. Legal effect depends on adoption by the receiving institution, deployment mode, verification envelope, jurisdiction, and legal context.",
  "second_order_artifact": {
    "rdr_id": "RDR-BAN-MULUHUCR6ED27E9D",
    "decided_at": "2026-09-28T22:54:50.859Z",
    "decided_by": "r.cherri@immoquick.eu",
    "receiver_profile": "BANK",
    "receiver_institution": "Not specified",
    "decision": "REFUSE",
    "reliance_granted": false,
    "basis": "",
    "becomes_evidence_for": ""
  },
  "first_order_artifact": {
    "receipt_id": "RPE-BAN-22DC7C8D",
    "entity": "Vista Equity Partners Management, LLC",
    "proof_verdict": "WARN"
  },
  "cryptographic_binding": {
    "payload_hash": "497fcd2fa5e5a4476f729102dd6043a9e325ca6c4f390267c3b753549102b698",
    "hmac_signature": "50b0722a1050a5fc7f32a1fa8e61ab69674c78483a249e7c002ae29ac93ce415",
    "prev_artifact_hash": "79184b73461b582a98a9b3154420ea099e2b7a89d4576fcf0105b309ae36295d",
    "chain_note": "SHA-256(payload):prev_artifact_hash — Merkle-Chain Link"
  },
  "illustrative_disclaimer": "Dieses Artefakt ist illustrativ. Es muss vom empfangenden Institut übernommen oder konfiguriert werden, bevor es rechtliche Wirkung entfaltet."
}